Terms & Conditions

Last updated: May 22, 2026

These Terms & Conditions ("Terms") govern your use of the Budget Collab mobile application and related services (collectively, the "Service"). By downloading, accessing, or using the Service, you agree to be bound by these Terms.

1. Acceptance of Terms

By creating an account or using Budget Collab, you acknowledge that you have read, understood, and agree to be bound by these Terms. If you do not agree, please do not use the Service.

2. Eligibility

You must be at least 13 years old to use Budget Collab. If you are under 18, you must have a parent or guardian's consent. By using the Service, you represent that you meet these eligibility requirements.

3. Account Registration

You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account. You agree to notify us immediately of any unauthorized use of your account.

4. Subscriptions & Payments

Free Tier

The Free tier is available at no cost with limited features as described on our pricing page.

Pro Subscription

Pro features require a paid subscription. Payments are processed through the Apple App Store or Google Play Store, and their respective terms and payment policies apply. Subscriptions auto-renew unless cancelled at least 24 hours before the renewal date.

Refunds

Refunds are handled by the platform (Apple or Google) through which you subscribed. Please refer to their refund policies.

5. Acceptable Use

You agree not to:

  • Use the Service for any unlawful purpose
  • Attempt to gain unauthorized access to our systems
  • Interfere with the proper functioning of the Service
  • Upload or transmit viruses or malicious code
  • Use the Service to infringe upon the rights of others

6. Intellectual Property

Budget Collab, the Budget Collab logo, and all related trademarks, service marks, and content are owned by us. You may not copy, modify, distribute, or create derivative works without our express written permission.

7. Limitation of Liability

To the maximum extent permitted by law, Budget Collab shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or relating to your use of the Service. The Service is provided "as is" without warranty of any kind.

8. Termination

We reserve the right to suspend or terminate your access to the Service at any time, with or without cause, with or without notice. Upon termination, your right to use the Service will immediately cease.

9. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of Delaware, without regard to its conflict of law provisions.

10. Changes to Terms

We reserve the right to modify these Terms at any time. We will notify you of material changes through the app or by email. Your continued use of the Service after such modifications constitutes acceptance of the updated Terms.

11. Contact

For questions about these Terms, please contact us at legal@budgetcollab.app.