Budget smarter.
Together.
The collaborative finance platform built for individuals, partners, and businesses. Speak transactions aloud, scan receipts with on-device AI, run payroll, and sync seamlessly — 100% offline-first.
Trusted by teams, families & founders
Engineered for clarity.
Crafted for everyday control.
Every view gives you immediate answers without clutter. Automatically adapts to dark and light modes.
Your complete financial picture at a glance
Consolidate balances across Cash, Bank, and Card accounts in one real-time dashboard with instant action shortcuts.
- Live multi-account balance calculation (Cash, Card, Savings)
- Quick-action shortcuts: Add, Transfer, Schedule, and Budgets
- Chronological recent transaction feed with status tags
Everything your finances need.
Zero unnecessary complexity.
Engineered for seamless collaboration, lightning-fast logging, and absolute data sovereignty.
Multi-Context Budgets Under One Login
Create dedicated personal budgets for household expenses, business budgets for company operations and payroll, and shared team budgets for group trips or shared flats.
Offline-First Engine
No connection required. Add transactions, review budgets, and edit categories in flight or subway. Every change queues locally and synchronizes automatically.
Visual Savings Goals
Set milestone targets for emergency reserves, vehicle purchases, or vacations. Track visual progress and celebrate milestones.
Scheduled Payments & Due Date Reminders
Never miss a recurring invoice, subscription, or utility bill. Set frequencies (monthly, yearly, one-time) and receive push alerts prior to due dates.
Role-Based Collaboration
Invite partners, accountants, and managers. Granular access controls let you specify who can view, create transactions, or approve payouts.
Inter-Account Transfers
Transfer capital between accounts and budgets in seconds. Maintain accurate double-entry reconciliation effortlessly.
Global Multi-Currency
Searchable database of over 150 world currencies with custom formatting, symbols, and decimal precision per budget.
Your personal financial co-pilot.
Zero manual friction.
Log expenses in seconds by speaking. Snap paper receipts for instant extraction. Launch straight from native home screen widgets.
AI Voice Agent
Tap the microphone and speak naturally. The AI parses the amount, account, category, and date in real-time.
- Full transcript review before saving
- Understands complex transfers and ATM context
AI Receipt Scanner
Point your camera at any receipt. The AI extracts the vendor, total sum, date, and suggested category instantly.
- Auto-categorizes across 25+ standard categories
- Original high-res receipt securely backed up to cloud
Home Screen Widgets
Add native iOS and Android widgets to log expenses or trigger the AI voice agent directly from your home or lock screen.
- Zero battery drain using native platform APIs
- One-tap deep link directly into action view
Built for modern businesses.
Payroll, permissions & reporting.
Upgrade from messy spreadsheets. Run team compensation, delegate role-based authority, and generate financial reports directly from your company balance.
Employee Salary & Payroll Management
Add employees, configure recurring or hourly compensation, and disburse payroll with one tap.
Granular Role Permissions
Ensure accountants see reporting without approval rights, while department heads manage their own category limits.
CSV & PDF Financial Export
Instantly export clean audit-ready logs for bookkeeping, tax preparation, and quarterly accounting.
Straightforward pricing.
Scale as you grow.
Start 100% free with no credit card required. Upgrade anytime for extended quotas and team tools.
Essential personal budgeting
- 1 personal budget
- Full offline mode & sync
- 150+ world currencies
- 1 AI voice command / day
- 1 AI receipt scan / day
$14.99/year (Save ~38%)
- Unlimited personal budgets
- Unlimited collaborators
- Savings goals & milestones
- Scheduled bills & reminders
- Full analytics dashboard
No card required
$27.99/year (Save ~42%)
- Everything in Personal
- 25 AI voice commands / day
- 10 AI receipt scans / day
- Business budgets & payroll
- Up to 5 team members
Cancel anytime
$49.99/year (Save ~40%)
- Everything in Business
- Up to 10 business budgets
- Up to 25 team members
- CSV & PDF accounting export
- Priority 24/7 dedicated support
Full access included
Frequently asked questions
Everything you need to know about the product, billing, and AI quota.
Is the AI voice agent really free?
Yes. The Free plan includes 1 AI voice command and 1 AI receipt scan every day, with no credit card required. Paid plans increase this allowance to 25 voice commands and 10 receipt scans daily.
Does the app work without internet?
Yes! Budget Collab is built with an offline-first architecture. All transactions, budget updates, and payroll edits write instantly to your local database. When you reconnect, our sync engine seamlessly reconciles pending changes with the cloud.
How does receipt scanning protect my privacy?
Receipt images and parsed metadata are encrypted in transit and at rest. Your receipts are stored exclusively in your own private cloud vault. We never sell or share your receipts with third-party advertising brokers.
Can I collaborate with team members on Android and iOS together?
Yes. Budget Collab offers feature parity across iOS and Android. Team members can collaborate seamlessly regardless of device ecosystem with real-time push synchronizations.
Can I cancel or change my plan anytime?
Yes. Subscriptions are billed directly through the App Store or Google Play Store. You can cancel with one tap in your device settings. If cancelled, your subscription remains active until the end of your billing cycle.
Take control of your capital.
Start free in 60 seconds.
Join thousands of individuals, partners, and businesses collaborating on their finances with Budget Collab.