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Now live on iOS & Android

Budget smarter.
Together.

The collaborative budgeting app with built-in AI — speak an expense, scan a receipt, or log from a home screen widget. Personal, business, and team budgets with payroll, savings goals, scheduled payments, and offline-first sync.

Download on the
App Store
Get it on
Google Play
A
B
C
+
Loved by 10,000+ users
★★★★★  4.9 rating
💸
Payroll Sent
$28,400 · 12 employees
🎯
Goal Reached!
Emergency Fund 100%
Works Offline
Syncs when online
Budget Collab home screen
scroll
0
Active Users
0
Businesses
$2M+
Payroll Processed
4.9★
App Store Rating
AI Voice Agent✦AI Receipt Scanner✦Home Screen Widgets✦Offline-First✦Payroll Management✦Savings Goals✦Scheduled Payments✦Team Budgets✦Granular Permissions✦Smart Reminders✦Spending Tracker✦Analytics Dashboard✦150+ Currencies✦ AI Voice Agent✦AI Receipt Scanner✦Home Screen Widgets✦Offline-First✦Payroll Management✦Savings Goals✦Scheduled Payments✦Team Budgets✦Granular Permissions✦Smart Reminders✦Spending Tracker✦Analytics Dashboard✦150+ Currencies✦
Real App Screens

See it in
action

Every screen crafted for clarity. Available in light and dark mode, automatically.

Home Dashboard

Your finances,
at a glance

The home screen gives you a complete picture instantly — total balance, income vs expenses, account breakdown, and quick-action shortcuts right from the first tap.

  • Total balance across all accounts (Cash, Card)
  • Quick actions: Add, Transfer, Schedule, Budgets
  • Chronological recent activity feed
Analytics

Understand
your money

Powerful analytics that show you the full picture — cash flow charts, savings rate, income vs expense breakdown, and category-level spending insights by month.

  • Cash flow chart over the last 6 months
  • Balance, savings rate, income & expense tiles
  • Spending breakdown by category
Spending Budgets

Stay within
your limits

Set monthly spending limits and track how much you've used in real time. Visual progress bars show exactly where you stand — before you overspend.

  • Budget limit with live spent/remaining summary
  • Monthly or custom period budgets
  • All-category or per-category tracking
Transactions

Every transaction,
organised

Browse your full transaction history grouped by date, with rich category icons and colour-coded amounts. Filter, search, and sort in seconds.

  • Date-grouped list with opening/closing balance
  • Category icons with colour-coded amounts
  • Search, filter by date, category, or account
Multi-Currency

150+ currencies,
one app

Set your base currency from a searchable list of 150+ world currencies and crypto. Perfect for international teams, frequent travellers, and multi-currency businesses.

  • Searchable list with flag icons per currency
  • Popular currencies pinned at the top
  • Change currency at any time, per budget
Business · Payroll

Payroll,
handled

Add employees, set salaries, and run payroll directly from your business budget. Every payment is tracked with a full compensation history per team member.

  • Add employees and set individual salaries
  • Full payment history per team member
  • Payroll deducted directly from business budget
App screen
Features

Everything in
one powerful app

Budget Collab goes beyond tracking — it's a full financial collaboration platform built for the real world.

📊

Multiple Budget Types

One account, unlimited contexts. Personal, business, and team budgets — each type unlocks tools built for that use case.

Personal Business Team
📶

Offline-First

Full functionality without internet. Changes queue locally and sync automatically — nothing ever lost.

🎯

Savings Goals

Visual progress tracking for every goal — emergency funds, vacations, big purchases.

Emergency Fund100%
MacBook Pro68%
Vacation32%
🔔

Scheduled Payments & Reminders

Schedule recurring bills, get push notifications before due dates, and review full payment history.

Netflix SubscriptionJun 15$15.99
Office RentJun 30$2,400
Team PayrollJul 1$28,400
📈

Spending Tracker

Categorize expenses, visualize patterns, and make smarter decisions with clear insights.

👥

Real-time Collaboration

Invite partners and teammates. Granular permissions keep everyone in sync safely.

🌍

150+ Currencies

Set your base currency and track in any of 150+ world currencies. Perfect for international teams.

💸

Budget Transfers

Move funds between budgets instantly — personal savings to business operations in a few taps.

AI-Powered Finance

Your AI financial
co-pilot

Log expenses in seconds by speaking. Snap a receipt and let AI fill in the details. Jump back in with one tap from your home screen. Built directly into the app — no extra setup.

🎙️
New

AI Voice Agent

Tap the mic, speak naturally, and watch your transaction get built — amount, account, category, and note extracted in real time.

You
"Spent 12 on lunch from cash"
Got it — $12.00 · Food · Cash ✓
AI
  • Edit before sending — full transcript review
  • Understands transfers & context ("withdrew 30 from atm")
  • Daily free quota, more on paid plans
🧾
New

AI Receipt Scanner

Snap a photo of any receipt. AI extracts merchant, amount, date, and category — ready to save or edit before adding.

Scanning
MerchantWhole Foods
Total$24.18
DateJun 14, 2026
CategoryGroceries
  • Auto-categorises across 20+ common categories
  • Reviews and edits before saving
  • Original receipt stored in cloud
📱
New

Home Screen Widgets

Add Budget Collab widgets to your iOS or Android home screen for one-tap access to voice, scanner, and quick add — without opening the app.

🎙️ Voice
🧾 Scan
➖ Expense
➕ Income
  • Native iOS & Android widgets
  • One-tap deep-links straight into the right action
  • Track quota, quick add, and AI access from the lock screen
Business Features

Built for
growing businesses

Business budgets unlock advanced tools your finance team actually needs — payroll, granular permissions, and reporting all in one app.

💼

Employee Payroll Management

Add employees, set salaries, and process payroll from your business budget. Track compensation history for every team member.

🔐

Granular Permissions

Add partners, accountants, and managers. Control who can view, edit, or approve — granular permissions per role.

📋

Analytics & Expense Reporting

Cash flow charts, spending breakdowns, and category analytics. Export data for your accountant or tax filing.

Business budget screen
Payroll management screen
Learn more about business features
Offline-First Architecture

Your finances,
always accessible

No internet? No problem. Budget Collab works completely offline and silently syncs every pending action when you reconnect.

✏️

Work Offline

Add transactions, update budgets, manage payroll — everything works without any connection.

💾

Locally Cached

Every action is stored in a secure local cache on your device — safe and ready to sync.

🔄

Auto-Sync

When connectivity returns, Budget Collab reconciles your queue with our cloud servers — no manual action needed.

📱

Your Device

3 pending

Syncing…

☁️

Cloud

Secure Servers

✓ Add Transaction ✓ Update Budget ⏳ Delete Category

Goal

Emergency Fund

100% ✓
$10,000 / $10,000Completed!

Goal

New MacBook Pro

68%
$2,040 / $3,000Dec 2025

Goal

Dream Vacation 🌴

32%
$1,600 / $5,000Mar 2026
+Create New Goal
Savings Goals

Turn dreams
into milestones

Set meaningful goals and track progress visually. Budget Collab keeps you focused with clear milestones and automatic push notifications.

  • Visual progress with percentage completion
  • Target dates with push notifications at milestones
  • Multiple simultaneous goals across budgets
  • Transfer funds directly from savings into budgets
FAQ

Frequently
asked questions

Quick answers about the AI voice agent, receipt scanner, home screen widgets, and pricing. Need more? Visit the full FAQ or contact support.

Is the AI voice agent really free?

Yes. The Free plan includes 1 AI voice command per day and 1 AI receipt scan per day, so you can try the AI features with no commitment. Paid plans bump this to 25 voice commands and 10 receipt scans per day, with a 7-day free trial on signup.

Does the voice agent work offline?

What languages does the voice agent support?

How does the receipt scanner work?

Do the home screen widgets drain battery?

Is my financial data safe?

Can I cancel my subscription anytime?
View all FAQs
Pricing

Simple,
transparent pricing

Start free. Upgrade when you need more power for your team or business.

All paid plans include a 7-day free trial · No credit card required

Free

$0

forever · no credit card needed

  • Single personal budgets
  • No collaborator per budget
  • Transactions & spending tracker
  • Offline mode & auto-sync
  • 150+ currencies
  • 1 AI voice command per day
  • 1 AI receipt scan per day
  • Savings goals & scheduled payments
  • Analytics dashboard
Get Started Free

Personal

$2/month

or $14.99/year · save ~38%

  • Everything in Free
  • Unlimited personal budgets
  • Unlimited collaborators
  • Savings goals & milestone reminders
  • Scheduled payments & smart reminders
  • Analytics dashboard & cash flow charts
  • Business budgets & payroll
Start 7-Day Free Trial

No credit card required

Most Popular

Business

$4/month

or $27.99/year · save ~42%

  • Everything in Personal
  • 25 AI voice commands per day
  • 10 AI receipt scans per day
  • Business budgets & payroll
  • Up to 5 team members per business
  • Built-in payroll — run salaries with ease
  • Granular permissions
  • Priority support
Start 7-Day Free Trial

No credit card required

Start managing money
better, today.

Join thousands of individuals and businesses already using Budget Collab to collaborate on their finances.

Download on the
App Store
Get it on
Google Play

Available on iOS 14+ and Android 8+. Free forever, no credit card needed.